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What is a home warranty?
It's an annual service plan that helps cover the cost to repair or replace your essential appliances and systems when they break down from everyday use — no matter how old they are.†
Request
Request service if something breaks.
Repair
We send a verified service pro to fix it.
Relax
Life is good again.
It's that simple!
Protect your wallet
from costly breakdowns.
Get a quote to see plans and pricing.
Get a free quote to see plans and pricing in your area.
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By clicking the button below, you consent to receive emails from Cinch about our services and offers at the email address provided. This consent is not required to make a purchase.
Not available in all states.
Appliances
Covers larger appliances:
- Built-in Kitchen Appliances
- Refrigerators
- Clothes Washer and Dryer
View sample annual contract
Built-in Systems
Covers major systems:
- A/C and Heating Systems
- Electrical Systems
- Interior Gas and Plumbing
View sample annual contract
Complete Home
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Combines both plans, plus more!
- Larger Household Appliances
- Electrical Systems
- A/C and Heating Systems
- Interior Gas and Plumbing
View sample annual contract
What else is included?
Discounts on brand-name appliances when you're ready for an upgrade
Locksmith reimbursement protection up to $50 per year
A $25 credit to use toward filters for your A/C or fridge
A digital dashboard you can use to request service 24/7 from anywhere
Coverage for all appliance components and parts, such as knobs, doors and drawers†
Restrictions apply.†
Easy-to-read plan documents so you know exactly what's covered
Frequently asked questions
Is it worth it to have a home warranty?
What if my appliances and systems are old?
It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.
What is NOT covered?
When does coverage begin?
Is it easy to cancel?
What is a deductible?
How do I request service?
How do you choose your service pros?
Why choose Cinch?
Homeowners nationwide count on us to keep their homes running year round.
Cinch is accredited with hundreds of
5-star reviews.
We guarantee our work for six months — at no additional cost to you.
Real stories, real customers
"I put in a claim for dryer service and it turned out really good. The tech came and fixed the problem on the spot so I was happy with that."
"Their customer service was excellent, and I liked their speediness. Filing a claim was easy too, and they handled the situation very quickly."
"Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
Get your quote now!
* Required fields
By clicking the button below, you consent to receive emails from Cinch Home Services about our services and offers at the email address provided. This consent is not required to make a purchase.
Not available in all states.
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, incidental charges and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.
The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with RoundPoint Mortgage Servicing Corporation, its affiliates or subsidiaries (collectively, “RoundPoint”). RoundPoint does not sponsor or guarantee, nor is it responsible for, the entities, agents, contractors, services, products or plans described herein (collectively, the “Services”). The Services are optional and not required by the terms of your mortgage loan documents. If you purchase any of the Services, your home will not serve to secure your payment obligation for them. Insurance products are offered through RoundPoint Mortgage Solutions, LLC (“RoundPoint MS”), an affiliate of RoundPoint, and RoundPoint MS may be compensated by Cinch Home Services, Inc. in connection with the Services.
Cinch Home Services, Inc. products are not insurance. This is not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed by the Bank.
© 2025 Cinch Home Services, Inc. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.